Explore the various financing options for your business.
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Education Loan
An Education Loan is usually a term loan granted to a student, commonly with a parent, guardian or another accepted person as co-borrower, to pay recognised higher-education costs.
MSME loan restructuring
MSME loan restructuring is a lender-approved change to existing credit terms because the borrower faces financial difficulty.
Pradhan Mantri MUDRA Yojana Loan
A Pradhan Mantri MUDRA Yojana Loan helps eligible micro enterprises obtain formal business credit through authorised banks and other member lending institutions.
Mutual Credit Guarantee Scheme
The word “guarantee” needs careful reading. It is a guarantee given by NCGTC to the participating lender, not cash paid to the MSME and not a promise that 60% of the borrower’s loan will be forgiven
Project Finance
There is no universal interest rate, credit-score cut-off, promoter contribution or approval period. Each lender applies its credit policy and assesses the sector, project stage, security and sponsor strength.
Loan against Property
A Loan against Property lets you borrow against an existing immovable property without selling it. The lender, however, does not sanction money merely because the property is valuable.
Bank Guarantee
A Bank Guarantee helps a business satisfy a tender, payment or performance-security requirement without depositing the entire amount with the beneficiary.
Business Loan
A business loan is credit used for a commercial purpose rather than personal consumption. It may be borrowed by a proprietorship, partnership firm, limited liability partnership, company, professional practice or another eligible business entity.
Term Loan
A Term Loan is a credit facility disbursed for a fixed tenure and repaid through scheduled instalments. Each instalment normally contains principal and interest, although some project loans allow a moratorium before principal repayment begins. The
Working capital loan
A working capital loan bridges this timing difference. Obtaining the right facility requires the business to calculate its need, prepare consistent records, select suitable finance and show how it will be repaid
Collateral Free Loan
CGTMSE is a government-backed scheme that allows MSMEs in India to access collateral-free business loans of up to INR 10 crore. By providing a credit guarantee to lenders, it removes the need for asset pledging and makes funding more accessible. This gu
FAQS
Have questions about Finance?
We have got you covered:
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Why should businesses seek professional finance consulting before applying for loans?
Finance consultants help businesses select suitable funding options, prepare documentation, and improve approval chances while minimizing financial and compliance risks.
- How do financial consulting services support long-term business growth planning?
- How does a working capital loan help businesses manage seasonal cash flow fluctuations?
- Why do manufacturing and trading companies frequently rely on working capital loans?
- How does a business loan support company expansion or diversification plans?
- How can businesses use loan against property strategically for growth?
- How does a term loan help businesses finance long-term investments?
- Why do businesses require bank guarantees during contract bidding or project execution?
- Why is project finance consulting critical for infrastructure or large-scale industrial projects?
- How do consultants help businesses secure funding for complex project finance requirements?
